Insurance Bad Faith

When you buy insurance, you’re entering into a contract between you and the insurance company. The insurance company agrees to provide you insurance and you agree to pay your premiums on time.  However, in some instances, an insurance company doesn’t hold up their end of the bargain. When a claim is too expensive, an insurance company may attempt to sidestep its obligation and manufacture excuses as to why it is not paying your claim, or it may substantially undervalue your claim. The law refers to this as insurance bad faith.  If you’re a victim, you have many legal rights.  
Insurance companies, like any other for-profit business, are in business to make money. Your insurance company may deny that you have coverage for which you’ve already paid; may suggest that you have made inconsistent statements; may offer to pay less than your claim is really worth; or may drag the case on so long in hopes that you just give up. When insurance companies employ these practices, consumers end up being victimized twice: first by the accident itself that gave rise to the claim, and then again by their own insurance company. 
Call the Healy Law Office for a free consult.